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Home Loans - Freddie Mac and Fannie Mae Mortgage interest Rate News Freddie Mac stayed afloat during troubled times due towards the significant amount of bailout funding the business received from your U.S. government. Taxpayers helped to advance the bailout and Freddie Mac continues forward and also the housing industry is constantly on the struggle. A significant portion from the bailout funds were then utilized to pay top executives inside companies. Freddie Mac and Fannie Mae report that these monies were needed to pay top execs as their services are vital to keep the companies afloat during troubled times. Freddie Mac and Fannie Mae also report that even though the pay might appear excessive to some the amount top execs were paid overall averages about 40 percent lower as opposed to amount that top execs were paid prior for the economic crisis in 2008. Recent cost estimates for your taxpayer bailouts exceeds 100 billion today through 2014. Frannie and Freddie just lost billions more within the last quarter and therefore are asking Congress for further funding. Some congressional leaders feel that the funding as well as the executive compensation is extremely excessive. At an occasion in the big event the unemployment rates are above average nationally and foreclosure numbers are above average many Americans are upset. The bailout funds ought to be unacceptable to most but the low interest levels makes the reality with the situation less vivid. Most people in America need the low interest rates to penetrate to the mortgage application process. The national unemployment rate in America recently dropped below 9 percent. This was far a lot better than what most economists had been anticipating and recent economic activity within the U.S. has skewed toward the positive. The housing market continues to struggle but the low rates of interest remain and are enticing. Interest rates in December continue to be in any respect time lows. Mortgage application indices are up to the month of December due in part for the rates that have remained at all time lows. As from the end with the first week of December on-line analysis reveals that the Mortgage Application Index year-over-year change is positive by about .07 percent. The Mortgage Refinance Index is positive by approximately.10 percent and the year-over-year change for that Mortgage Purchase Index is just above break-even as well. The national unemployment rate inside the U.S. dropped in noteworthy fashion and much more Americans are in better position to try to to get|to get} and receive a home loan. Freddie Mac is posting the 30 year fixed rate at 3.99 percent. The 15 year fixed rates are posting at 3.27 percent with this point in time. Economic signs are pointing in a very better position as well as the new year could reveal positive trends inside housing market as well. If the housing industry recovers in acceptable fashion the bailout fund will present as less controversial. - loans with guarantor


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